

Trevor Bragg
55+ Community expert who is here to answer your questions, guide you in your community search, and make sure you find the right home for you.
.png)
HOA Fees
$224/mo
.png)
Median Sale Price
$495,000
.png)
Year Built
1972-2005
.png)
Found
8,895 Homes
Community Overview
Sun Lakes
Why Buyers Choose Sun Lakes
Five distinct country club communities offering different lifestyles and home styles.
Outstanding golf, pickleball, tennis, and recreation amenities.
Prime location in the Southeast Valley near Chandler.
Beautiful mature landscaping with lakes, walking paths, and golf course views.
Wide variety of homes ranging from affordable villas to luxury residences.
Community Overview
Sun Lakes is unlike any other 55+ community in Arizona. Rather than being a single neighborhood, it's made up of five distinct communities—Cottonwood, IronOaks, Oakwood, Palo Verde, and Sun Lakes Country Club—each with its own personality, amenities, and home styles. That variety gives buyers far more options than most active adult communities, whether they're looking for an affordable winter retreat, a golf course home, or a luxury residence with resort-style amenities.
One of the biggest reasons buyers are drawn to Sun Lakes is its location. Situated just south of Chandler, residents enjoy easy access to world-class healthcare, shopping, restaurants, entertainment, and Phoenix-Mesa Gateway Airport, while still enjoying the quiet atmosphere of an established active adult community. It's one of the few retirement communities where you truly feel connected to the city without feeling like you're living in the middle of it.
Another thing that sets Sun Lakes apart is its mature beauty. Large trees, beautifully maintained golf courses, lakes, and walking paths give the community a park-like feel that's difficult to replicate in newer developments. Buyers often comment that the landscaping makes the neighborhood feel more established and inviting than communities built within the last decade.
If you're looking for a community with exceptional amenities, multiple golf courses, and one of the best locations in the Phoenix metro area, Sun Lakes deserves a place near the top of your list.
Sun Lakes is can be a difficult community to fully understand because it has 3 HOAs involved with 5 neighborhoods. Here is a quick summary of the neighborhoods along with their HOA fees:
IronOaks - This is the neighborhoods of Ironwood and Oakwood.
$253 Monthly HOA fee with a $6,000 capital improvement fee (one time fee paid upfront)
They share amenities between the two neighborhoods.
Both communities are gated and are the newest sections of Sun Lakes.
The HOA fees give you access to pools, but a majority of other amenities are additional fees - fitness center, pickleball, etc.
45 holes of golf between the two communities
2 separate clubhouses - one on each side
Cottonwood / Palo Verde - This is the neighborhoods of Cottonwood and Palo Verde.
$153 Monthly HOA fee with a $5,000 capital improvement fee (one time fee paid upfront)
They have an agreement where residents do have acces to IronOaks pools which is mostly for if you know people in that community you can access either sides pools.
The Palo Verde community is gated with two additional annual fees - a $263 annual gate fee and $425 annual road fee.
There is an 18 hole golf courses in both neighborhoods.
There also a set of townhomes in this HOA with additional HOA fees
Both neighborhoods have their own clubhouse and amenities that are shared.
The Cottonwood clubhouse is the largest of any of the 5 neighborhoods with the most amenities.
Sun Lakes Phase 1
$153 Monthly HOA fee with a $5,000 capital improvement fee (one time fee paid upfront)
This is the original section of the community, so the homes are the oldest here
There is one clubhouse that was recently remodeled.
One 18 hole executive course.
Location
Distance to Phoenix Sky Harbor Airport: 20 minutes
Closest grocery store: 5 minutes
Nearest emergency room: 10 minutes
One of Sun Lakes' greatest strengths is its location in the Southeast Valley. Residents are just minutes from Chandler, giving them access to some of the best shopping, dining, healthcare, and entertainment options in Arizona.
Chandler Fashion Center, numerous grocery stores, restaurants, coffee shops, pharmacies, and everyday services are all located nearby. For frequent travelers, Phoenix-Mesa Gateway Airport and Phoenix Sky Harbor International Airport are both easily accessible.
The community also provides convenient access to major freeways, making it easy to explore Gilbert, Mesa, Tempe, Scottsdale, and the rest of the Valley.
Golf
Golf is one of the defining features of Sun Lakes. Multiple championship golf courses wind throughout the various neighborhoods, offering residents tremendous variety and beautifully landscaped surroundings.
Each course has its own character, allowing golfers to enjoy different layouts without leaving the community. Practice facilities, lessons, leagues, tournaments, and active golf associations create opportunities for players of every skill level.
Even residents who don't golf often appreciate the lakes, mature trees, and open green space that contribute to the community's overall beauty.
The community does have multiple golf memberships available depending on the neighborhood, so I would recommend contacting their clubhouse for more information at (480) 895-7275.
Homes
One of Sun Lakes' biggest advantages is the diversity of its homes. Buyers will find everything from smaller homes ideal for seasonal living to spacious custom residences overlooking golf courses and lakes.
Because the community developed over several decades, there is also tremendous flexibility in pricing. Some buyers are looking for an affordable home they can personalize over time, while others prefer a fully renovated property with luxury finishes. Both options are readily available.
This variety makes Sun Lakes attractive to a broad range of buyers with different budgets and lifestyle goals.
Nearby Shopping & Dining
Sun Lakes residents enjoy some of the best shopping and dining access of any active adult community in Arizona. Chandler, Gilbert, and Mesa offer everything from upscale shopping centers and locally owned restaurants to national retailers, grocery stores, entertainment venues, and professional services.
Whether you're looking for a casual breakfast café, fine dining, or an afternoon of shopping, you'll have countless options just minutes from home.
Healthcare
Healthcare is another major advantage of living in Sun Lakes. Residents have convenient access to Chandler Regional Medical Center, Mercy Gilbert Medical Center, Banner hospitals, specialty physicians, outpatient surgery centers, imaging facilities, and numerous primary care providers throughout the Southeast Valley.
For many retirees, having this level of healthcare nearby provides significant peace of mind.
Pros & Considerations
Pros
Outstanding location.
Tremendous variety of homes and neighborhoods.
Excellent golf.
Beautiful lakes and landscaping.
Convenient healthcare and shopping.
Active social atmosphere.
Considerations
Each neighborhood has different fees, amenities, and rules, making research especially important.
Many homes were built years ago and may have varying levels of updating.
Buyers looking for one centralized recreation system may find the separate community structure less straightforward.
Frequently Asked Questions
Is Sun Lakes gated?
Some neighborhoods are gated, while others are not.
How many golf courses are there?
Sun Lakes offers multiple championship golf courses across its five communities.
Does Sun Lakes have pickleball?
Yes. Pickleball is available throughout the community and continues to grow in popularity.
Are all neighborhoods the same?
No. Each of the five communities has its own amenities, home styles, fees, and overall atmosphere.
Is Sun Lakes a good choice for full-time residents?
Absolutely. The community has a strong year-round population along with many seasonal homeowners.
Before You Buy
If Sun Lakes is on your shortlist, I also recommend touring Leisure World and Trilogy at Encanterra.
Choose Leisure World if you're looking for another well-established East Valley community with excellent recreation and a more traditional active adult atmosphere.
Choose Trilogy at Encanterra if you prefer newer homes, luxury amenities, and a more upscale country club lifestyle.
Touring all three communities will help you decide whether location, home style, or lifestyle is your highest priority.
Trevor's Take
Sun Lakes is one of the communities I enjoy showing because there's truly something for almost every type of buyer. The biggest mistake people make is thinking of it as one neighborhood when it's really five different communities with their own personalities. Taking the time to explore each section can make a huge difference, and it's not uncommon for buyers to completely change their favorite after seeing them all. If you're considering retiring in the Southeast Valley, Sun Lakes should absolutely be on your tour list.























